Linda Clay
Linda Clay is a retirement lifestyle expert who helps seniors discover new hobbies and social connections. She’s a big advocate for travel and leisure in retirement, always sharing tips for senior-friendly destinations. Off the page, Linda enjoys gardening and trying new recipes.

Tax Planning
7 November 2024
How the 2025 tax code overhaul could impact your finances
The end of the Tax Cuts and Jobs Act in 2025 is poised to bring a wave of significant tax changes that will impact businesses, individuals, and retirees alike. This impending shift means that understanding the changes and preparing for their financial implications is more crucial than ever. Adjusting financial and retirement plans now can […]
RECENT POSTS
How seniors can get involved in volunteering during Community Champions Week
Kitchen safety for seniors: practical tips to reduce risks and enhance comfort
Meals on Wheels: Supporting Sandusky County seniors with nutrition and care
Pet adoption brings new opportunities for senior citizens in Shenandoah Valley
Dental health for older adults: maintaining oral hygiene to prevent chronic diseases
Understanding inheritance and estate taxes in Idaho: A guide to effective estate planning

Make the most of social security: Essential payment dates and benefits for American retirees
In the United States, Social Security payments generally arrive on a regular schedule, providing millions of retirees with a reliable income stream. However, this week will be an exception, with no disbursements scheduled, potentially causing concern for those who rely on these funds for everyday expenses. Understanding Social Security’s payment timetable is crucial for financial […]
Social Security Benefits
6 November 2024

Social media scams target US voters through misleading Facebook groups
A new in-depth investigation led by the American Sunlight Project has revealed that numerous Facebook groups, while seemingly created to support Kamala Harris, are part of a deliberate scheme to mislead the public with racist content and secretly promote her opponent, Donald Trump. This elaborate campaign capitalizes on the widespread trust users place in seemingly […]
Technology and Social Media
5 November 2024

FDA clears Acclaim cochlear implant for pivotal study
Envoy Medical Corporation has secured pivotal study approval from the U.S. Food and Drug Administration (FDA) for its innovative Acclaim Fully Implanted Cochlear Implant, a breakthrough device set to revolutionize hearing loss treatment for individuals with severe to profound sensorineural hearing impairment. Unlike conventional cochlear implants, the Acclaim is entirely internal, equipped with an innovative […]
Technology for Seniors
4 November 2024

Low-carb diet linked to reduced meds in type 2 diabetes
A recent study suggests that a low-carbohydrate diet may offer substantial benefits for individuals with type 2 diabetes, potentially lowering or even eliminating the need for medication. This new research underscores the impact dietary interventions can have on managing blood glucose levels and improving insulin function in people with type 2 diabetes. The study, which involved […]
Nutrition and Diet
2 November 2024

Citgo settlement emphasizes the need for retirement benefits
A recent $10 million proposed settlement reached between Citgo Petroleum Corporation and a group of its retired employees has highlighted the ongoing legal and financial stakes in retirement plan management. The lawsuit, brought by retirees receiving benefits under Citgo’s defined benefit pension plan, alleges that the company relied on outdated mortality tables and interest rate […]
Retirement Planning
31 October 2024

Want happier golden years? Mental wellness makes the difference
What’s the secret to thriving in our golden years? While many focus on physical health, the true foundation of senior well-being might surprise you: it’s mental health. Depression, anxiety, and cognitive decline can have a significant impact on senior health and wellness. But why does this matter so much as we age, and what can […]
Mental Health and Cognitive Decline
31 October 2024

Social security planning for couples approaching retirement
As retirement nears, couples face a myriad of choices, and few decisions have as lasting an impact on financial security as deciding when and how to claim Social Security benefits. The strategies behind timing, understanding spousal benefits, and managing other income sources can make a significant difference in maximizing Social Security benefits over a lifetime. […]
Social Security Benefits
30 October 2024

Maximize your retirement: essential year-end timing tips for Roth IRA conversions
Retirement planning can be complicated. It involves balancing income, taxes, and financial security. Roth IRA conversions have become a popular strategy for retirees and those nearing retirement. By converting pre-tax savings into a Roth IRA, you can enjoy long-term tax benefits, estate planning perks, and more financial freedom. As 2024 ends, this strategy is worth […]
Retirement Planning
30 October 2024
